Ruling on repayment of mortgage expenses.
The Supreme Court ruled in favor of the banks, it does not consider it abusive to charge the client with the mortgage tax.
The Plenary of the Civil Chamber of the Supreme Court has unanimously ruled that the person who must pay the Tax on Documented Legal Acts of the mortgages is the client and not the financial institution.
The decision affects only this expense, not others related to the constitution of the mortgage, such as the expenses of the notary and the registry.
The decision of the Supreme Court has been adopted unanimously, which does not make it foreseeable that the dispute could have a course in the Court of Justice of the European Union.
According to the estimates of the experts, the training expenses in the case of an average mortgage, amounting to 150,000 euros, would reach close to 3,000 euros, the expenses that can now be claimed are 10%, that is, 300 .- €